Minimum spend $1000.
Surcharges apply. Contact Alibaba's for surcharge rates.
Lending criteria, T&Cs & fees apply incl. a $55 Gem Visa estb. fee & annual fees ($55 Gem Visa (charged $27.50 half-yearly). Interest rate (currently Gem Visa 27.99%p.a). Interest rate (currently Gem Visa 25.99%p.a.) applies after interest free term ends.
Lending criteria, a $50 Q Card annual Account Fee, fees, Ts&Cs apply. Expired Promotional Rate of 27.99% p.a. applies at the end of LTF Interest Free Period.
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